Mastercard upgrades virtual card controls for B2B

Mastercard升级了企业虚拟卡的控制功能，让企业对公付款更智能、更安全。简单来说，虚拟卡就是一张“一次性”的临时信用卡号，以前企业用它支付供应商或差旅费用时，控制选项有限。现在Mastercard新增了更细化的权限设置，比如企业可以指定某张虚拟卡只能在特定商家使用、单次消费不超过某个金额、甚至限定在某个时间段内有效。这样，财务人员就不用再手动核对每笔账单，系统会自动拦截超范围交易。对企业而言，最大的好处是减少了欺诈风险和人工对账的麻烦，尤其适用于跨国采购和员工报销场景——出差员工拿着虚拟卡，公司能实时掌握每笔开销，再也不用担心超额刷卡或虚假报销了。

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