Apple’s rumored ‘Upgrade’ program brings lease-to-own pricing for iPhones, Macs, and iPads

苹果即将推出名为“Apple Upgrade”的全新设备租赁计划，让用户像租车一样按月付费使用iPhone、Mac和iPad，到期后还能选择换新机、保留或归还。这则消息最吸引人的地方在于，它把一次性购买的高昂成本拆解成了每月可控的租金，大大降低了入手最新苹果设备的门槛。简单来说，这个计划和你租房子类似：你不需要全款买下设备，而是每个月支付一笔费用，在合同期内使用它。比如iPhone和Apple Watch的租期是24个月，iPad和Mac是36个月。租期结束时，你可以加钱换一台更新的型号，也可以把旧设备留下继续用，或者直接还给苹果。申请时需要过一次软信用检查，金融支持方是Klarna。不过，基础版iPad、iPhone 16、Apple Watch SE以及热卖的MacBook Neo等低价机型不参与这个计划，而且它也不像此前的升级计划那样自动包含AppleCare保险。对普通人来说，这意味着以后想用最新款iPhone或Mac，不用再一次性掏出几千甚至上万元，而是每月付一笔钱就能一直用上新机。尤其适合那些喜欢年年换新、追求最新体验的用户。但也要注意，长期算下来总成本可能比直接买断更高，而且没有保险的话，万一损坏还得自己承担维修费。再加上苹果近期刚涨了一波价，这个租赁计划正好给了更多人“够到”高端产品的机会，但也让消费决策变得更需要精打细算了。

TechCloseTechPosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All TechNewsCloseNewsPosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All NewsAppleCloseApplePosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All AppleApple’s rumored ‘Upgrade’ program brings lease-to-own pricing for iPhones, Macs, and iPadsBloomberg reports that Apple Upgrade will be available later this month for most of Apple’s most popular devices.Bloomberg reports that Apple Upgrade will be available later this month for most of Apple’s most popular devices.by Stevie BonifieldCloseStevie BonifieldNews WriterPosts from this author will be added to your daily email digest and your homepage feed.FollowFollowSee All by Stevie BonifieldJul 21, 2026, 5:12 PM UTCLinkShareGiftPhoto: Allison Johnson / The VergeStevie BonifieldCloseStevie BonifieldPosts from this author will be added to your daily email digest and your homepage feed.FollowFollowSee All by Stevie Bonifield is a news writer covering all things consumer tech. Stevie started out at Laptop Mag writing news and reviews on hardware, gaming, and AI.As component and RAM shortages drive prices higher, Apple is reportedly launching an “Apple Upgrade” program for leasing new devices. According to Bloomberg’s Mark Gurman, it will work similar to a car lease, with options to upgrade to a new device early, or keep or return the device at the end of the lease. Gurman says Klarna will be Apple’s financial backer for the new program, which will require a soft credit check to sign up.Apple Upgrade is reportedly slated to launch on July 28th, replacing the current iPhone Upgrade Program and standard financing for new iPhones with a program available for most new iPhone, Mac, iPad, and Apple Watch purchases. Apple Upgrade will offer 24-month leases for iPhones and Apple Watches, and 36-month leases for iPads and Macs.Budget devices like the base iPad, iPhone 16, Apple Watch SE, and fast-selling MacBook Neo will reportedly not be eligible. Unlike the current iPhone Upgrade Program, Apple Upgrade won’t include an AppleCare subscription, which is also getting more expensive.The new upgrade program would come just a month after Apple raised prices on nearly all of its products. While the iPhone wasn’t included in that round of price increases, the iPhone 18 Pro series could raise the bar on pricing when it’s expected to launch later this year.Follow topics and authors from this story to see more like this in your personalized homepage feed and to receive email updates.Stevie BonifieldCloseStevie BonifieldNews WriterPosts from this author will be added to your daily email digest and your homepage feed.FollowFollowSee All by Stevie BonifieldAppleCloseApplePosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All AppleApple RumorsCloseApple RumorsPosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All Apple RumorsiPhoneCloseiPhonePosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All iPhoneNewsCloseNewsPosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All NewsTechCloseTechPosts from this topic will be added to your daily email digest and your homepage feed.FollowFollowSee All TechMost PopularMost PopularThe FCC is planning to retroactively ban disguised DJI gadgetsThe Light Flip is a minimalist flip phone with a point to proveApple’s rumored ‘Upgrade’ program brings lease-to-own pricing for iPhones, Macs, and iPadsGarmin’s new screen-free fitness tracker doesn’t require a subscriptionThe Odyssey turned me into an IMAX believerThe Verge DailyA free daily digest of the news that matters most.Email (required)Sign UpBy submitting your email, you agree to our Terms and Privacy Not