Samsung’s First Credit Card Launches in the US

三星终于推出自己的信用卡了！这张名为Samsung Galaxy Card的卡片，专为Galaxy生态用户量身定制，日常消费就能获得现金返现，尤其是那些经常购买三星产品的用户，能攒下不少零花钱。通俗点说，这张卡由巴克莱银行发行，走Visa网络，既有数字版存在Samsung Wallet里，也有实体金属卡。它的返现策略很简单：直接买三星产品返5%，用Samsung Wallet付款返3%，看Netflix、Disney+等流媒体返2%，其他消费也有1%的返现。开卡后前90天消费满2000美元，还能额外拿到200美元。这跟2019年苹果推出的Apple Card路子很像，都是手机厂商自己玩金融，让粉丝消费更划算。对普通用户而言，如果你已经是三星手机、手表、耳机等设备的忠实用户，这张卡相当于把日常买买买变成了直接的现金回馈。特别是想买新款Galaxy手机或电视时，5%的返现还是挺香的。再加上Samsung Wallet的便捷支付，以后出门只带手机和这张卡，就能把“三星全家桶”的体验升级一步。不过要注意，它的核心优势还是在三星生态内，如果平时很少用三星产品，返现力度就没那么突出了。

Right on time for Wednesday’s Galaxy Unpacked unveiling of new products, Samsung has unveiled the Samsung Galaxy Card, its first branded credit card designed to turn everyday spending into cash rewards — especially for those who shop frequently within the Galaxy ecosystem. The card launches as both a digital experience in Samsung Wallet and a physical metal card that features a black Samsung logo. The Galaxy Card is issued by Barclays US Consumer Bank on the Visa network, with applications opening on Wednesday. A limited-time incentive is also available, allowing cardholders to earn $200 in bonus cash rewards after spending $2,000 within the first 90 days of account opening. “This marks yet another milestone in the evolution of Samsung Wallet and mobile payments — offering a new solution for busy users who want cash rewards whether they’re running errands or purchasing the latest Galaxy devices,” Woncheol Chai, an executive vice president at Samsung Electronics, said in a statement. This isn’t a first for a phone-maker, however. Apple got into the credit card business in 2019 with the introduction of its Apple Card, which is similarly available in tangible and virtual formats. What perks come with the Samsung Galaxy Card? The rewards structure is built around Samsung-first purchasing. Cardholders can earn 5% cash rewards on eligible purchases made directly with Samsung, 3% rewards when making purchases using Samsung Wallet and 2% rewards on select streaming services, such as Netflix, Disney Plus and Spotify. All other purchases earn 1% cash rewards. Samsung also offers a perk through the Samsung VIP Advantage loyalty program, which provides 20% off when purchasing or renewing the $150 annual membership. The Galaxy Card is designed to fit into the ecosystem of devices and payments people already use as a new way to finance and reward Galaxy purchases, Samsung said. Macy Meyer Reporter II Macy is a writer on the AI Team. She covers how AI is changing daily life and how to make the most of it. This includes writing about consumer AI products and their real-world impact, from breakthrough tools reshaping daily life to the intimate ways people interact with AI technology day-to-day. Macy is a North Carolina native who graduated from UNC-Chapel Hill with a BA in English and a second BA in Journalism. You can reach her at mmeyer@cnet.com. See full bio The Latest from Macy Samsung’s First Credit Card Launches in the US Samsung’s New AI Health Assistant Aims to Make Health Metrics Actually Useful Can Your Apple Watch Really Track Blood Pressure? Here’s How to Make It Work Computing Guides Laptops Best Laptop Best Chromebook Best Budget Laptop Best Cheap Gaming Laptop Best 2-in-1 Laptop Best Windows Laptop Best Macbook Best Gaming Laptop Best Macbook Deals Desktops & Monitors Best Desktop PC Best Gaming PC Best Monitor Under 200 Best Desktop Deals Best Monitors M2 Mac Mini Review Computer Accessories Best PC Speakers Best Printer Best External Hard Drive SSD Best USB C Hub Docking Station Best Keyboard Best Webcams Best Mouse Best Laptop Backpack Photography Best Camera to Buy Best Vlogging Camera Best Tripod Best Waterproof Camera Best Action Camera Best Camera Bag and Backpack Best Drone Tablets & E-Readers Best E-Ink Tablets Best iPad Deals Best iPad Best E-Reader Best Tablet Best Android Tablet